-$200K
Rock Bottom
Medical bankruptcy. The #1 cause of financial ruin in the US. 66% of bankruptcies are tied to medical bills.
-$150K
Underwater Mortgage
You owe more than your home is worth. 11 million Americans were here after 2008.
-$100K
Student Loan Debt
The average American doctor graduates $200K in debt. Some carry this for 25 years.
-$50K
Credit Card Debt
Average APR: 24.6%. At minimum payments, $50K takes 40+ years to pay off.
-$30K
Car Loan
Average US car payment: $726/month. The car loses 20% of its value the moment you drive off the lot.
-$10K
Payday Loan Trap
400% APR. 80% of payday loans are rolled over. A $500 loan becomes $1,000 in weeks.
$500
You borrow
$1,000+
You repay
-$1K
Overdrawn
Banks made $6.1 billion in overdraft fees last year. Charging people for not having money.
-$100
Almost There
You can see the surface. Light is filtering through the dirt. Every dollar counts.
$0
Zero
You owe nothing. You own nothing. But you're free. Most people never reach this point.
$100
First $100 Saved
An emergency fund begins. 56% of Americans can't cover a $500 expense. You're ahead.
$500
A Month of Coffee
150 cups. Each one a small ritual. $500 saved means you chose discipline over caffeine.
$1K
A New iPhone
One device. 3 billion people live on less than $1,000 a year.
$5K
Emergency Fund
6 months of breathing room. The difference between setback and catastrophe.
$10K
A Used Car
Freedom on four wheels. For most Americans, their first real asset.
$35K
A Wedding
Average US wedding cost. 6 hours of celebration. 12-18 months of payments.
$50K
Median US Income
One year of labor. 2,080 hours. 260 alarm clocks. Still the global top 1%.
$50K
Median worker
$4.4M
Average CEO
$75K
A Tesla Model 3
Elon Musk earns this every 10 seconds. You saved for 2 years.
$100K
Six Figures
The dream. A surgeon's starting salary. A billionaire's rounding error.
$250K
Raising a Child
Birth to 18. Food, clothes, school, doctors. Not including love. Not including college.
$400K
Median US Home
30 years of mortgage payments. A billionaire earns this in 57 seconds.
30 years
Your mortgage
57 seconds
Billionaire earns it
$750K
A Lamborghini
Every teenager's poster. Every billionaire's Tuesday. You're at rooftop height now.
$1.0M
Millionaire
You'd need ONE THOUSAND of these to reach a billion. The city shrinks below you.
$2.5M
LeBron's Game Check
48 minutes of basketball. $2.5 million. He earned more during this game than most earn in a lifetime.
$5.0M
A Private Island
Your own land in the ocean. The clouds drift at your altitude now.
$10.0M
The 0.1%
If wealth were height, average person = 6 feet. You = a 30-story building.
$25.0M
Manhattan Penthouse
Central Park views. Your doorman earns in a year what you spent on the bathroom faucet.
$50.0M
A Private Jet
Skip security. Skip lines. Skip everyone. The air is thinning.
$100.0M
Centi-Millionaire
$10,000 every day for 27 years before you run out.
$10K/day
Burn rate
27 years
Until broke
$300.0M
A Mega Yacht
300 feet. Crew of 50. $30M/year just to maintain. The sky darkens above you.
$500.0M
An NFL Team
32 exist. Almost never sold. When they are, it's a war between titans.
$1.0B
Billionaire
Earning $5,000/day since Columbus in 1492… still less than this. The Earth curves below you.
$3.0B
Oprah Winfrey
From Mississippi poverty to $3B. Self-made. The air is nearly gone.
$7.5B
Build 20 Titanics
History's most famous ship, adjusted for inflation. One person could build a fleet.
$10.0B
Small Country GDP
More than the annual output of 60+ nations. Stars appear around you.
$25.0B
NASA's Annual Budget
Mars rovers. The ISS. Hubble. James Webb. All less than one person.
$25B
NASA (1 year)
$230B
One person
$50.0B
End Malaria Forever
WHO estimates $50B eradicates malaria globally. One person could do it and stay rich.
$100.0B
Centibillionaire
Give every human on Earth $12 and still have billions. Only ~8 people have ever been here.
$150.0B
Gates + Buffett Combined
Two of the greatest wealth machines in history. Together, still not #1.
$200.0B
Jeff Bezos
~$5,000 per second. While you read this sentence, he made $15,000.
$230.0B
Elon Musk
Tesla, SpaceX, Neuralink, X. His net worth = the GDP of Greece.
$230B
Elon Musk
$220B
GDP of Greece
$250.0B
The Summit
The peak of human wealth. Below you: 8 billion people, an entire planet, and everything ever built by civilization.